{"id":"m6ab3ec6f56bdc2ee","name":"品川区制度融資（創業支援資金）","aka":[],"category":{"slug":"jigyosha","name":"事業者・創業"},"provider":{"level":"municipal","name":"特別区","municipalities":[{"code":"131091","name":"品川区"}]},"status":"active","fiscal_year":2026,"audience":"business","benefit_kind":"subsidy","apply_method":null,"apply_note":null,"eligibility":"区内で創業予定または創業後5年未満の中小企業者","amount_unit":"yen","amount_period":null,"amount_monthly_equiv":null,"amount_direction":null,"notice_kind":null,"rate_percent":50,"summary":"特別区による事業者向けの補助金。対象は区内で創業予定または創業後5年未満の中小企業者。上限20,000,000円・補助率50%。窓口は品川区役所 各担当課、取扱金融機関。","fields":{"amount_max":{"value":20000000,"status":"ok","method":"deep_research"},"amount_min":{"value":20000000,"status":"ok","method":"deep_research"},"rate_percent":{"value":50,"status":"ok","method":"deep_research"},"has_income_limit":{"value":0,"status":"actual_zero","basis":"制度表の所得制限欄に「なし」と明示"},"age_min":{"status":"not_verified"},"age_max":{"status":"not_found","basis":"公式ページで確認（2026-09-03）"},"deadline":{"status":"not_found","basis":"公式ページで確認（2026-09-03）"}},"income_limits":[],"notes":[{"kind":"context","title":"創業支援資金は実質年0.2％以内、あっ旋限度額2,000万円・保証料半額補助","body":"品川区の中小企業事業資金 融資あっ旋制度（創業支援資金）はあっ旋限度額20,000,000円。一般枠（初めて創業する場合等）は融資利率1.6％以内のうち区が1.4％を利子補給するため借受人の実質負担は年0.2％以内、既存代表者が別会社を創業する場合等は融資利率1.8％以内のうち区が1.1％を補給し実質負担は年0.7％以内。特定創業支援等事業の受講特例等を適用すると当初一定期間は区が全額利子補給して無利子になる。信用保証料は東京信用保証協会に支払う額の1/2を区が補助。千代田区の起業資金が実質0.4％・保証料100％補助・限度額25,000,000円なので、金利は品川区（0.2％）が有利、保証料補助は千代田区（全額）が有利、限度額は千代田区が500万円多い、という棲み分けになる。返済不要の助成金が品川区には無いため、自己資金が薄い創業者は品川区の低利融資と東京都の創業助成事業（上限4,000,000円・助成率2/3以内）を組み合わせる前提で資金計画を立てること。特定創業支援等事業の受講は無利子化の鍵なので、開業前に区の創業支援等事業計画の講座を受けておくべき。","severity":"medium"}],"schedules":[],"editorial":null,"completeness":{"level":"complete","missing":[],"has_source":true},"usability":{"level":"actionable","who_known":true,"what_known":true,"next_step":"公式ページで確認できます","substitutes":["対象者の説明文","確認済みの金額"]},"contact":{"department":"品川区役所 各担当課、取扱金融機関","phone":null},"source":{"url":"https://www.city.shinagawa.tokyo.jp/","original_url":null,"checked_at":"2026-08-20","title":"品川区 Shinagawa City"},"successor":null,"verification":{"verified_at":null,"data_updated_at":"2026-09-04","confidence":"high","verified_fields":4},"index":{"indexable":true,"reasons":[]},"slug":"品川区制度融資創業支援資金-品川区"}