{"id":"m782e5e57d78f0142","name":"東京都消費者被害救済委員会による紛争解決および消費者訴訟資金貸付制度","aka":[],"category":{"slug":"seikatsu","name":"生活・福祉"},"provider":{"level":"prefecture","name":"東京都","municipalities":[{"code":"134023","name":"青ヶ島村"},{"code":"132276","name":"羽村市"},{"code":"133817","name":"三宅村"},{"code":"132144","name":"国分寺市"},{"code":"131113","name":"大田区"},{"code":"131211","name":"足立区"},{"code":"132250","name":"稲城市"},{"code":"131130","name":"渋谷区"},{"code":"131202","name":"練馬区"},{"code":"132110","name":"小平市"},{"code":"134015","name":"八丈町"},{"code":"132217","name":"清瀬市"},{"code":"131148","name":"中野区"},{"code":"133647","name":"神津島村"},{"code":"132098","name":"町田市"},{"code":"134210","name":"小笠原村"},{"code":"132225","name":"東久留米市"},{"code":"131229","name":"葛飾区"},{"code":"131121","name":"世田谷区"},{"code":"131172","name":"北区"},{"code":"132063","name":"府中市"},{"code":"133639","name":"新島村"},{"code":"132136","name":"東村山市"},{"code":"131181","name":"荒川区"},{"code":"132209","name":"東大和市"},{"code":"133621","name":"利島村"},{"code":"131059","name":"文京区"},{"code":"131156","name":"杉並区"},{"code":"132071","name":"昭島市"},{"code":"132101","name":"小金井市"},{"code":"131237","name":"江戸川区"},{"code":"132047","name":"三鷹市"},{"code":"132021","name":"立川市"},{"code":"132284","name":"あきる野市"},{"code":"131164","name":"豊島区"},{"code":"132055","name":"青梅市"},{"code":"132128","name":"日野市"},{"code":"131024","name":"中央区"},{"code":"133825","name":"御蔵島村"},{"code":"133078","name":"檜原村"},{"code":"132012","name":"八王子市"},{"code":"132233","name":"武蔵村山市"},{"code":"132152","name":"国立市"},{"code":"131083","name":"江東区"},{"code":"133035","name":"瑞穂町"},{"code":"132080","name":"調布市"},{"code":"132292","name":"西東京市"},{"code":"131041","name":"新宿区"},{"code":"132187","name":"福生市"},{"code":"133051","name":"日の出町"},{"code":"131032","name":"港区"},{"code":"132039","name":"武蔵野市"},{"code":"133086","name":"奥多摩町"},{"code":"131016","name":"千代田区"},{"code":"132241","name":"多摩市"},{"code":"131105","name":"目黒区"},{"code":"132195","name":"狛江市"},{"code":"131075","name":"墨田区"},{"code":"131067","name":"台東区"},{"code":"131199","name":"板橋区"},{"code":"133612","name":"大島町"},{"code":"131091","name":"品川区"}]},"status":"active","fiscal_year":2026,"audience":"personal","benefit_kind":"loan","apply_method":null,"apply_note":null,"eligibility":"【紛争解決】 都民の消費生活に著しい影響を及ぼす悪質商法等の被害を受けた消費者","amount_unit":"percent","amount_period":null,"amount_monthly_equiv":null,"amount_direction":null,"notice_kind":null,"rate_percent":0,"summary":"東京都による個人向けの貸付。対象は【紛争解決】 都民の消費生活に著しい影響を及ぼす悪質商法等の被害を受けた消費者。随時、窓口は東京都 生活文化スポーツ局 消費生活部。","fields":{"amount_max":{"status":"not_applicable","basis":"金額欄に「一律の上限額はなく、裁判手続費用、弁護士費用、強制執行費用等の実費支払額等を限度として知事が相当と認める額」と明記"},"amount_min":{"status":"not_verified"},"rate_percent":{"value":0,"status":"actual_zero","method":"deep_research"},"has_income_limit":{"status":"not_found","basis":"公式ページで確認（2026-09-04）"},"age_min":{"status":"not_verified"},"age_max":{"status":"not_found","basis":"公式ページで確認（2026-09-04）"},"deadline":{"value":"随時","status":"ok","kind":"rolling"}},"income_limits":[],"notes":[{"kind":"context","title":"都の訴訟資金貸付は無利子・上限なしだが4要件と3か月居住が必須","body":"東京都の消費者訴訟資金貸付制度は、あっせん等が不調となって事業者を提訴する場合等に訴訟費用を貸し付けるもので、貸付利率は無利子（0%）、貸付限度額に一律の上限はなく、裁判手続費用・弁護士費用・強制執行費用等の実費支払額等を限度として知事が相当と認める額となる。返済は原則として訴訟終了の日から6か月以内に一括償還（やむを得ない場合は延長・分割も可能）で、敗訴した場合や勝訴しても回収額が貸付額を下回った場合などには返済の全部または一部が免除されることがある。ただし要件が厳しく、訴訟経費が被害額を超えるおそれがあること、同一または同種の原因による被害者が多数生じるおそれがあること、当該紛争が東京都消費者被害救済委員会の審議に付されていること、貸付けの申込み日前3か月以上引き続き東京都内に住所を有することの4点をすべて満たす必要がある（知事が特に認めた場合を除く）。あっせん・調停の申出費用そのものは原則0円。だから利用者は、個別の被害では使えず「委員会に付託された案件かどうか」が入口になる点を最初に確認すべきである。","severity":"medium"}],"schedules":[],"editorial":null,"completeness":{"level":"complete","missing":[],"has_source":true},"usability":{"level":"actionable","who_known":true,"what_known":true,"next_step":"公式ページで確認できます","substitutes":["対象者の説明文","金額の概念が無い制度"]},"contact":{"department":"東京都 生活文化スポーツ局 消費生活部","phone":null},"source":{"url":"https://www.reiki.metro.tokyo.lg.jp/reiki/reiki_honbun/g101RG00001550.html","original_url":null,"checked_at":"2026-08-20","title":"管理者が任免に関し知事の同意を要する職員の指定に関する規則"},"successor":null,"verification":{"verified_at":null,"data_updated_at":"2026-09-04","confidence":"high","verified_fields":2},"index":{"indexable":true,"reasons":[]},"slug":"東京都消費者被害救済委員会による紛争解決および消費者訴訟資金貸付制度"}